Terms of
Service.

These Terms of Service (“Terms”) form a binding contract between FraudTrax — operated by Hatchet412 / Omega Point Solutions LLC (“we,” “us,” “FraudTrax”) — and you (and the agency you represent, if applicable) (“you,” “your”). By accessing or using fraudtrax.net, app.fraudtrax.net, or any associated API or service (collectively, the “Service”), you agree to these Terms. If you do not agree, do not use the Service.

You may use the Service only if you are (a) at least 18 years old, (b) legally capable of entering a binding contract under the laws of your jurisdiction, and (c) a sworn officer, licensed investigator, credentialed agency employee, or other authorized law-enforcement or fraud-investigation professional. Free-tier access is open to any qualifying professional; Pro and Agency tiers are gated by email-domain verification and/or administrator review.

To sign in you provide a work email address. Access is granted via password + authenticator (TOTP) MFA. You agree to:

• Provide accurate, current, and complete information when requested
• Keep the email address on your account current
• Not share your password, authenticator secret, recovery codes, session cookie, or any access credential with another person
• Notify us immediately if you discover unauthorized use of your account
• Accept responsibility for all activity occurring under your account

We may suspend or terminate accounts that show evidence of credential sharing, misrepresentation of affiliation, or other policy violations.

FraudTrax offers AI-assisted analysis of license plates, VIN verification, dealer cross-reference, theft-scene documentation, body-cam clip review, court-ready document drafting (ROI / reclamation packets), and a national confirmed-fraud hotlist. Specific features depend on your subscription tier. Full features and current limits are described on the pricing page. We may add, modify, or remove features at any time; material changes to paid-tier features will be announced in advance where reasonably practicable.

• Free / Field Tool: $0 forever; access may be modified or discontinued at any time without notice.
• Pro / Investigator: $19 USD per month, billed via Stripe. Your subscription renews automatically until cancelled. 30-day unconditional refund if you cancel within 30 days of first paid charge. You may cancel any time — service continues through the end of the current billing period.
• Agency / Command: $349 USD per month flat (unlimited officers), or annual pricing on quote. Purchase orders accepted for government procurement. 60-day no-cost pilot during which you may cancel with full refund of any amounts paid. After the pilot, cancellation requires 30 days’ written notice.
• All prices are exclusive of applicable taxes, which are your responsibility.
• If payment fails and is not cured within 14 days, we may downgrade your account to the free tier and archive paid-tier features (your data is retained — not deleted).

You retain ownership of the photographs, notes, case numbers, signatures, and other content you submit to the Service (“Your Content”). You grant FraudTrax a worldwide, non-exclusive, royalty-free license to host, store, process, transmit, display, and otherwise use Your Content for the limited purposes of:

• Providing the Service to you (including running AI analysis, storing and retrieving your records)
• Displaying approved Confirmed Fraud Reports to other verified users per the visibility you selected
• Improving the Service through anonymized, aggregated signals (paid-tier individual records are not used as training data without separate opt-in consent — see Section VI(a) for the free-tier model)
• Complying with legal obligations

This license ends when you delete Your Content, except where retention is required for legal, tax, audit, or fraud-prevention purposes. See the Privacy Policy for specific retention periods.

VI(a) — Free-tier model-improvement license

If you use the Free tier, you additionally grant FraudTrax a worldwide, non-exclusive, royalty-free, transferable-only-to-successor-in-interest license to use the following Free-tier submissions to improve the Service’s analysis capabilities: plate images, VIN inputs, “Mark as fraud” submissions and the officer notes you provide with them, state-level fraud-detection-measure and security-control text contributions, and screen-recording or PowerPoint contributions you upload through the Contribute tab.

This license is bounded by the following commitments:

• Admin review. Every Free-tier contribution flows through admin review. Only contributions an administrator approves are added to the training corpus.
• Not shared, not republished, not reproduced. Approved Free-tier contributions are not displayed back to other users as raw data, sold, licensed to third parties, used in advertising, or used in research publications. The single exception is the National Heat Map, which plots approved fraud reports at city/county granularity without contributor identity.
• De-identification. Officer name, badge, agency name, and detected free-text identifiers are stripped before a contribution enters the training corpus. Heat-map plots are aggregated to ~1 km grid.
• Withdrawal. You can request deletion of your Free-tier contributions and the labels derived from them by emailing hatchet412@proton.me. Withdrawal applies prospectively: model weights already trained on prior data cannot be selectively un-trained, but the underlying labeled records will be removed and not used in future training rounds.
• Upgrade to opt out. Officer-tier ($19/month) and higher subscriptions are excluded from the training flywheel by default. Upgrading at any time means your future submissions are not used for model improvement unless you separately opt in.

By creating a Free-tier account and proceeding past the in-app consent screen, you accept this Section VI(a). If you do not accept, you may not use the Free tier; you may instead subscribe to a paid tier or stop using the Service.

The Service — including all software, design, branding, AI prompts, state reference data, database schemas, and written content — is owned by FraudTrax or its licensors and is protected by copyright, trademark, and other intellectual-property laws. Nothing in these Terms transfers any IP rights to you other than the limited right to use the Service as permitted here.

You may not copy, modify, reverse-engineer, decompile, or create derivative works from any part of the Service except as expressly permitted, and you may not scrape, redistribute, or commercially exploit FraudTrax-owned content (including the state reference dataset and the national hotlist as a whole).

Use of the Service is subject to the acceptable-use rules in the Hold Harmless & Liability Terms. Prohibited conduct includes (without limitation): using the Service for any purpose other than bona fide law-enforcement / fraud-investigation activity; uploading content you lack lawful authority to process; uploading images of minors; misrepresenting agency affiliation; submitting fabricated hotlist entries; scraping, redistributing, or reverse-engineering the Service; and circumventing tier limits or moderation controls. Violation may result in immediate termination and legal action.

When you submit a Confirmed Fraud Report, you represent that you have lawful authority to do so and that the information is accurate to the best of your knowledge at the time of submission. FraudTrax may, at its discretion, approve, reject, or remove any submission. Approved reports are visible to other verified users per the contact-visibility level you chose. You may withdraw a submission at any time by contacting us; previously-generated hotlist downloads by other users cannot be recalled.

Your use of the Service is also governed by the Privacy Policy, which is incorporated into these Terms by reference.

The Service relies on third-party providers including Anthropic (the Claude API that powers DAN-O, accessed via Cloudflare AI Gateway), Cloudflare (Workers, Pages, D1, R2, Workflows, Workers AI), Resend (transactional email), Stripe (billing), Google (optional Vision OCR + Maps Places), and NHTSA (public VIN decode). Their terms and privacy policies apply to the portions of the Service they provide. We are not responsible for third-party outages, errors, or policy changes.

We target high availability but make no guarantee of continuous or error-free operation. We may perform maintenance, release updates, or temporarily suspend the Service at any time. We may modify features, limits, or these Terms; material changes affecting paid tiers will be announced at least 14 days in advance where practicable.

• By you: You may cancel your subscription or delete your account at any time. Paid-tier cancellation is effective at the end of the current billing period; refunds are governed by Section V.
• By us: We may suspend or terminate your access immediately for violation of these Terms, the Hold Harmless & Liability Terms, the Privacy Policy, or applicable law; for non-payment; or where continued service would expose us to legal risk. We will provide notice where reasonably practicable.
• Sections that by their nature should survive termination (including IP, disclaimers, limitation of liability, indemnification, governing law, and dispute resolution) will survive.

The Service is provided “AS IS” and “AS AVAILABLE,” with all warranties disclaimed, and subject to the Hold Harmless & Liability Terms, which include the full disclaimers, no-warranty statements, limitation of liability, and indemnification obligations that apply to your use of the Service.

These Terms are governed by the laws of the State of Illinois, without regard to conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the Service shall be brought exclusively in the Circuit Court of Marion County, Illinois, or in the United States District Court for the Southern District of Illinois, whichever has subject-matter jurisdiction. Both parties consent to personal jurisdiction and venue in those courts, waive any right to a jury trial, and waive any right to participate in any class action.

By using the Service, you consent to receive electronic communications from FraudTrax (sign-in links, service notices, billing receipts, policy-change announcements) at the email address on your account. You agree that electronic agreements, notices, disclosures, and other communications satisfy any legal requirement that they be in writing.

We may update these Terms. Material changes will be posted to this page at least 14 days before they take effect, and (where we have your contact on file) announced by email. Continued use of the Service after the effective date constitutes acceptance of the revised Terms.

• Entire agreement: These Terms, together with the Hold Harmless & Liability Terms and the Privacy Policy, are the entire agreement between you and FraudTrax concerning the Service and supersede any prior agreements.
• Severability: If any provision is held unenforceable, the remaining provisions remain in full effect.
• No waiver: Failure to enforce any provision is not a waiver of the right to enforce it later.
• Assignment: You may not assign these Terms without our written consent. We may assign these Terms to a successor in connection with a merger, acquisition, or sale of assets.
• Force majeure: Neither party is liable for failure to perform due to causes beyond reasonable control (including acts of God, natural disasters, war, terrorism, labor disputes, utility failures, or upstream service provider outages).
• Notices: Legal notices to FraudTrax must be sent to hatchet412@proton.me.
• No agency: No partnership, joint venture, employment, or agency relationship is created by these Terms.

Questions, notices, or legal correspondence: hatchet412@proton.me

Operator: Hatchet412 / Omega Point Solutions LLC · Marion County, Illinois.